All systems operational · 99.99% uptime

One API for every payment rail in Southeast Asia.

Cmaine is the payments and data infrastructure that ambitious companies build on — from Singapore to Jakarta. Connect once, settle everywhere, and reconcile in real time.

Trusted by finance and product teams across the region

LumoraPavo PayNorthwind Sembawang LabsKira HealthOrbit Retail
8B+
API calls / month
11
Markets connected
99.99%
Platform uptime
40ms
Median latency
What we build

Infrastructure that handles the hard parts, so your team ships.

Three product lines, one platform. Adopt what you need today and add the rest without re-integrating.

01 / Payments

Unified payments

Cards, bank transfers, e-wallets and real-time rails behind a single integration. Route, retry and reconcile automatically.

02 / Data

Account & ledger data

A double-entry ledger and clean transaction feed your finance team can actually trust, with exports built in.

03 / Risk

Fraud & compliance

Screening, KYB and rule-based controls tuned for Southeast Asian regulators — enabled with a single flag.

The platform

Built for engineers, trusted by finance.

  • Idempotent by default. Safe retries and exactly-once settlement, even when networks misbehave.
  • Webhooks you can rely on. Signed, ordered and replayable, with a 30-day event log.
  • Sandbox that mirrors production. Test every flow with realistic data before you go live.
  • SDKs in 6 languages. Go, Node, Python, Java, PHP and Ruby, versioned and typed.
Company

We started Cmaine to make moving money feel boring.

Founded in Singapore in 2021, Cmaine grew out of a simple frustration: building payments in this region meant stitching together a dozen providers, each with its own quirks.

So we built the layer we wished we'd had — one integration that speaks to every major rail across the region, with the reliability and observability a finance team expects.

Today a team of 60 across Singapore, Kuala Lumpur and Ho Chi Minh City supports companies processing billions in volume every month. We're backed by operators who have built and scaled financial infrastructure before.

We're hiring across engineering, risk and partnerships. If infrastructure that quietly never fails sounds like your kind of work, we'd like to hear from you.

Get started

Ship your first payment this week.

Talk to our team about your use case, or jump straight into the sandbox.